Cost guide
Approximate ranges in India. Prices vary — always ask for a written estimate.
Be careful of 'guaranteed success' packages. No clinic can guarantee a baby.
| Item | Government | Private (tier-2/3) | Private (metro) |
|---|---|---|---|
| Semen analysis | ₹100–500 | ₹400–1,200 | ₹800–2,000 |
| Female hormone panel | ₹200–1,000 | ₹1,500–3,500 | ₹2,500–5,000 |
| Ultrasound / follicle tracking (per cycle) | ₹100–800 | ₹1,500–4,000 | ₹3,000–7,000 |
| HSG | ₹300–1,500 | ₹1,500–3,500 | ₹3,000–6,000 |
| Hysteroscopy | ₹2,000–8,000 | ₹15,000–30,000 | ₹25,000–60,000 |
| Laparoscopy | ₹5,000–20,000 | ₹30,000–70,000 | ₹60,000–1,50,000 |
| Ovulation induction cycle | ₹500–2,000 | ₹2,000–6,000 | ₹4,000–10,000 |
| IUI (per cycle) | ₹1,000–5,000 | ₹5,000–12,000 | ₹10,000–25,000 |
| IVF (per cycle) | ₹30,000–90,000 | ₹90,000–1,80,000 | ₹1,50,000–3,00,000 |
| ICSI (extra over IVF) | ₹10,000–25,000 | ₹20,000–40,000 | ₹30,000–60,000 |
| Frozen embryo transfer | ₹15,000–40,000 | ₹40,000–80,000 | ₹60,000–1,20,000 |
| PGT (genetic testing of embryos) | Rarely available | ₹50,000–1,00,000 | ₹80,000–1,80,000 |
| Embryo storage (per year) | ₹5,000–10,000 | ₹10,000–25,000 | ₹15,000–40,000 |
| Egg freezing (per cycle) | Rarely available | ₹80,000–1,50,000 | ₹1,20,000–2,50,000 |
| IVF medicines & injections | ₹15,000–50,000 | ₹40,000–1,00,000 | ₹60,000–1,50,000 |
What's included vs extra? Ask about:
- Medicines and injections
- Scans and blood tests
- Embryo freezing
- Yearly embryo storage
- PGT (genetic testing)
- Anaesthesia and procedure charges
Insurance and government schemes
Government medical college & AIIMS fertility services
Several government hospitals offer infertility tests, IUI and IVF at subsidised cost. Ask your nearest medical college gynaecology department.
Not yet verified — please check
CGHS (Central Government employees)
CGHS has listed rates for some infertility treatments for eligible beneficiaries. Check current CGHS guidelines.
Not yet verified — please check
Private health insurance
Most policies exclude infertility treatment; some newer plans cover part of it. Read the exclusions list and ask in writing.
Not yet verified — please check
Budget planner
Tick what you might need to see an estimated range.
Estimated range
₹0 – ₹0